Piramal
Personal Loan
Applicant Type
Salaried individuals (Private, Government, Public sector)
Self-employed individuals (e.g., proprietors)
Self-employed individuals (e.g., proprietors)
Employment
At least 6 months — applies to first-time borrowers
Age Limit
25 – 58 years (at loan maturity)
Minimum Income
Minimum ₹25,000 per month (varies by city & profile)
Loan Amount
up to ₹50,000 to 25 Lakh
Credit Score
A good CIBIL score (700+) is preferred for quick approval
Documents Required
KYC Documentation: Aadhaar, PAN, Voter ID, or Passport
Address Proof: Utility bills, passport, or associated alternatives
Income Proof:
Salaried: Last 3 months’ salary slips or bank statements
Self-employed: Income proof such as ITR (details may vary)
Employment Proof: Offer letter, employee ID, or work email (for verification)
Application Process:
Entirely digital and paperless—selfie, bank upload, e-mandate & e-sign included