ICICI Bank
Personal Loan

Applicant Type

-Salaried Individuals (working for registered Pvt. Ltd., Public Ltd., PSU, or Government entities)
-Self-Employed Individuals and Professionals (e.g., doctors, CAs)

Age Limit

23–58 years (till loan maturity)

Work experience

At least 2 years, with 1 year in the current job

Docuements Required

-Identity & Address Proof (e.g., Aadhaar, Passport, Voter ID)
-Latest salary slips (1–3 months) & salary-account bank statement (3–6 months)
-Passport-size photograph

Credit Score

Preferably 720–750+ with no defaults

Residence Stability

Must have lived at current address for minimum 1 yea

USP

Instant for pre-approved ICICI customers; within 72 hours for others

Documents Required

Salaried Individual

Indian citizens aged between 20-58 years can apply for this loan.

  1. Proof of identity and residence
  2. Latest 3 months’ bank statement (where the salary / income is credited)
  3. Salary slips for the last 3 months
  4. PAN Card and Adhaar Card

Self Employed Individual

Proof of identity and residence

Income proof (audited financials for the last 2 years)

Latest 6 months’ bank statement

Office address proof

Proof of residence or office ownership

Proof of continuity of business.