Student Documents

1. Proof of Identity and Address

• Aadhaar Card, Voter ID, Driving License, or Passport.

2. Academic Documents

• Mark sheets and degree certificates from previous educational qualifications.

• Entrance exam scores (e.g., GRE, GMAT, JEE) if applicable.

• Admission letter from the institution, including details of the course and fee structure.

3. Passport-Sized Photographs

• Two recent passport-sized photographs.

4. Loan Application Form

• A duly filled application form, which can be submitted online or in person.

Co-Applicant Documents

1. Proof of Identity and Address

• Aadhaar Card, Voter ID, Driving License, or Passport.

2. Financial Documents

• For Salaried Co-Applicants:

  • Salary slips for the last 3 months.

  • Bank statements for the last 6 months.

  • Form 16 or Income Tax Returns (ITR) for the last 2 years.

• For Self-Employed Co-Applicants:

  • Income Tax Returns (ITR) for the last 2 years.

  • GST registration/certificate.

  • Business bank statements for the last 6 months.

3. Collateral Documents (If applicable)

• Property documents: Ownership documents of the pledged property (house or flat).

• Fixed Deposit (FD): Proof of Fixed Deposit with ICICI Bank that will serve as collateral for the loan.

• Existing ICICI Bank Home Loan: Documentation related to an existing Home Loan with ICICI Bank that may be used for cross-collateralization.