Finable
Personal Loan

Applicant Type

Exclusive to salaried individuals in private or public sector employment

Employment

- Full-time salaried status required
- Service continuity: at least 6 months total experience, with 3–6 months at the current employer

Age Limit

21–60 years at the time of loan maturity

Minimum Income

- ₹15,000/month in Tier-2 and smaller cities
- ₹20,000–25,000+/month in Tier-1 and metro cities

Loan Amount

Loan amount ₹50,000 – ₹10,00,000

Credit Score

A good CIBIL score (700+) is preferred for quick approval

USP

Digital end-to-end process, fast disbursal, no collateral, flexible terms

Documents Required

  1. Identity proof: Such as a copy of Voter ID Card, Driving Licence, Passport, PAN Card or Aadhaar Card.
  2. Income proof: 3 months’ Pay Slip and Bank Statement showing salary deposits or Bank Passbook for the previous 6 months, most recent Form 16, and a current-dated Salary Certificate.
  3. Address proof: Such as a copy of Passport, Voter ID, Driving Licence, or Aadhaar Card.