Bandhan Bank
Personal Loan

Applicant Type

-Salaried individuals (private, government, PSU, MNC)
- Self-employed—both professionals and business owners

Employment

At least 6 months — applies to first-time borrowers

Age Limit

21 – 65 years (at loan maturity)

Minimum Income

Minimum ₹25,000 per month (varies by city & profile)

Loan Amount

₹50,000 – ₹25,00,000

Credit Score

A good CIBIL score (700+) is preferred for quick approval

USP

No collateral or guarantor required

Documents Required

  • Common KYC Documents:

        • Identity & Address: Passport, Driving License, Aadhaar, Voter ID, NREGA job card, or National Population Register letter

        • Recent Photographs 

      • Salaried Applicants:

        • Last 3 months’ salary slips

        • Salary account bank statement for the same period
          (Not required in case of pre-qualified online offers) 

      • Self-Employed Applicants:

        • ITR with computation

        • Last 12 months’ main business account statement