Bajaj Market
Personal Loan

Applicant Type

-Salaried individuals with steady income, employed in reputed firms.
-Self-employed individuals typically need to explore business loan options.

Employment

At least 6 months — applies to first-time borrowers

Age Limit

21 – 66 years (at loan maturity)

Minimum Income

Minimum ₹20,000 per month (varies by city & profile)

Loan Amount

up to ₹5 lakh; Term Loan: up to ₹35 lakh

Credit Score

A good CIBIL score (700+) is preferred for quick approval

USP

No collateral or guarantor required

Documents Required

  1. For Salaried Applicants (common across lenders on Bajaj Markets):

    • Identity proof: PAN card, Aadhaar, Passport, Voter ID, or Driving Licence

    • Address proof: any from Aadhaar, Passport, Voter ID, Driving Licence, utility bill, or electricity/telephone bill

    • Income proof: Last 3 months’ salary slips and bank statements, plus employer proof

    • PAN card (mandatory)

    • Recent passport-size colour photograph

    • For Self-Employed / Business Owners:

    • Identity & Address Proof as above

    • Proof of business ownership and existence: Property documents, tax registration, etc.

    • Income proof: Last 2 years’ ITR with computation, audit report, balance sheet, and 12 months’ business account bank statements

    • Recent passport-size photograph