Bajaj Finserv
Personal Loan

Applicant Type

Salaried employees of private, public, or MNC companies

Employment

Minimum 2 years of total work experience with 1 year in current company.

Age Limit

21 – 80 years (at loan maturity)

Minimum Income

Minimum ₹25,000 per month (varies by city & profile)

Loan Amount

Loan amount up to ₹40,000 to 55 lakh

Credit Score

A good CIBIL score (700+) is preferred for quick approval

USP

No collateral or guarantor required

Documents Required

  1. KYC: Aadhaar, passport, voter ID, driving license, NREGA job card, or equivalent

  2. PAN Card

  3. Employment-related: Employee ID card, salary slips (last 3 months), relevant employment proofs

  4. Bank Statements: Last 3 months

  5. Address Proof: Utility bills, property tax receipts, gas bill, employer accommodation letter, ration card, etc.

  6. Recent photograph (real-time image)