Axis Bank
Personal Loan
Applicant Type
Salaried individuals working with public, private, or MNCs
Employment
-Salaried: Minimum 1 year in current job
-Self-employed/Business: Minimum 1 year in business
-Insurance agents: Minimum 2 years in business
-Self-employed/Business: Minimum 1 year in business
-Insurance agents: Minimum 2 years in business
Age Limit
-Minimum: 21 years
-Maximum: 60 years (salaried) / 65 years (self-employed) at loan maturity
-Maximum: 60 years (salaried) / 65 years (self-employed) at loan maturity
Minimum Income
-Based on FOIR rules (40%–75% of monthly income)
-Exact requirement depends on job type & bank relationship
-Exact requirement depends on job type & bank relationship
Loan Amount
-Minimum: ₹50,000 (rural) / ₹1 lakh (urban)
-Maximum: ₹20 lakhs
-Maximum: ₹20 lakhs
Credit Score
A good CIBIL score (700+) is preferred for quick approval
