1. Identity & Address Proof (Student & Co-applicant)

• PAN Card or Form 60

• Valid Passport, Voter ID, Driving License, Aadhaar (with consent letter and masked first eight digits), or NREGA card

• If the above documents do not display a current address, supporting documents are required (like a utility bill, property tax receipt, employer-allotted accommodation letter, or pension orders

2. Academic Documents (Student)

• Mark sheets (10th, 12th, Graduation, etc.) and degree certificates

• Entrance exam scorecards (GRE, GMAT, TOEFL, IELTS, etc.), if applicable

• Official admission letter or proof of enrollment, plus fee structure or statement of expenses

3. Income & Financial Documents (Co-applicant)

• Latest salary slips (for salaried, usually 3 months) and/or Form 16 / ITR of last 1–2 years

• Bank statements—commonly last 6–12 months, depending on the case

4. Collateral Documents (If Applicable)

• Documents for property (such as sale deed, plan approvals, tax receipts), FD certificates, LIC policies, NSC, KVP, etc., if offering security for a secured loan

5. Other Documents

• Completed loan application form with passport-sized photographs

• For foreign education applications, a copy of a valid passport (sometimes repeated, especially in student documentation)

• Course fee structure or brochure, proof of expenses, and statements of educational costs (e.g., I-20 form in US cases)

• Additional documents as per Auxilo’s discretion based on the profile or case specifics