AU Small Finance
Personal Loan

Applicant Type

- Salaried employees of private/public sector companies
- Government employees
- Self-employed professionals
(in selected cases)

Employment

Must be working with a private limited company, public limited company, or government institution

Age Limit

Minimum: 21 years
Maximum: 60 years (at loan maturity)

Work experience

Minimum 2 years of total work experience
Minimum 1 year with the current employer

Minimum Monthly Income

₹15,000/month (₹20,000 in metro cities like Pune, etc.)

Location

Should be residing in a city where HDFC Bank offers personal loans

Credit Score

A good CIBIL score (700+) is preferred for quick approval

USP

Loan up to ₹7.5 Lakhs
Tenure up to 60 months
Instant approval & fast disbursal
No collateral required
Attractive interest rates

Documents Required

  1. Identity Proof: Aadhaar / PAN / Passport / Voter ID / Driving License

  2. Address Proof: Aadhaar, Passport, Utility Bill, Ration Card

  3. Income Proof:  Salary slips (last 3 months), Form 16, or bank statement (last 6 months)

  4. Employment Proof: ID card from employer / Offer letter

  5. Photograph: Recent passport-size.