TATA Capital
Personal Loan

Applicant Type

Salaried individuals (including government and private sector employees);
self-employed individuals may also be eligible under certain conditions.

Employment

Minimum 1 year of work experience, with at least 6 months at the current job.

Age Limit

21 – 58 years (at loan maturity)

Minimum Income

Minimum monthly income should be
₹ 15,000

Loan Amount

Loan amount up to₹75,000 up to ₹35 lakh.

Credit Score

A good CIBIL score (700+) is preferred for quick approval

USP

-Women: Special schemes for working women/homemakers.
-Government employees: Relaxed criteria.
-Existing customers: Pre-approved offers available.

Documents Required

  1. Photo identity proof- A copy of your Voter ID, Passport, Driving License, or Aadhaar Card.
  2. Address proof- A copy of your Voter ID, Passport, Driving License, or Aadhaar Card.
  3. Salary slips- Copies of your salary slips for the last two months.
  4. Bank statement- A primary bank statement (salary account) for the last three months.
  5. Employment certificate- A certificate confirming at least one year of continuous employment.