Punjab National Bank
Personal Loan

Applicant Type

-Salaried employees, pensioners, and doctors (special schemes available) BankBazaar
-Self-employed professionals (e.g., CA/CS, architects, LIC agents) with minimum income and credit history

Employment

Salaried (Govt/PSU/Private) or self-employed with stable income.

Age Requirement

21 – 58 years (salaried), up to 65 years (self-employed).

Income & Work Experience

Net take-home ≥ ₹10,000/month

Documents Required

ID, address proof, income proof (salary slips/Form 16/ITR), bank statements, plus scheme-specific documents (e.g., pension proof or registration for professionals)

Credit Score

Preferred score is 750+ for easy approvals

USP

Prepay or foreclose anytime without penalty