HDFC Bank Personal Loan

Applicant Type

Salaried Individuals only

Employment

Must be working with a private limited company, public limited company, or government institution

Age Limit

Minimum: 21 years
Maximum: 60 years (at loan maturity)

Work experience

Minimum 2 years of total work experience
Minimum 1 year with the current employer

Minimum Monthly Income

₹25,000 to ₹35,000 (varies by location)

Location

Should be residing in a city where HDFC Bank offers personal loans

Credit Score

A good CIBIL score (700+) is preferred for quick approval

USP

-Nil Forcloser after 12 EMI

Documents Required

  1. PAN Card & Aadhaar Card 
  2. Last 3 months’ Salary Slips
  3. Last 6 months’ Bank Statements
  4. Address Proof
  5. Passport-sized Photograph